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Step-By-Step

Make an Offer

Analyze the market and make a fair offer.

Apply For a Mortgage

After the offer is accepted, you will submit your paperwork for the final approval.

Take Possession of Your New Home

Congratulations! You are a Home Owner.

Find the right mortgage with

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25-Year CONVENTIONAL

Lower Credit Profiles

Rate

3.790%

Payment

$2,143.61

  • 20% min down payment
  • Pay less interest due to shorter term

Based on $400,000 Loan, Examples only. Subject to change. Not professional advice.

25-Year INSURED

Most Popular

Rate

3.875%

Payment

$2,166.75

  • 5% min down payment
  • Looser credit/debt requirements

Based on $400,000 Loan, Examples only. Subject to change. Not professional advice.

25-Year VARIABLE

Faster payoff

Rate

3.5%

Payment

$2,075.09

  • 5% min down payment
  • Looser credit/debt requirements

Based on $400,000 Loan, Examples only. Subject to change. Not professional advice.

All Mortgage Guides & Articles

Mortgages for New Construction Homes

A Buyer’s Guide to New Construction Mortgages in Edmonton A Buyer’s Guide to New Construction Mortgages in Edmonton There’s nothing quite like the excitement of a brand-new home, built just for you. But financing a new construction home is a slightly different process than buying a resale property. The main difference is the timeline—it can…

The Ultimate Guide to Comparing Mortgage Rates in Canada (2026 Edition)

The Ultimate Guide to Comparing Mortgage Rates in Canada (2026 Edition) Compare Mortgage Rates Canada 2026 Securing the right mortgage is one of the most significant financial decisions you will make. In the 2026 Canadian housing market, where economic volatility and shifting bond yields are the norm, understanding how to compare mortgage rates is not…

Understanding Real Estate Mortgage Investment Conduits (REMICs): A Strategic Guide

Understanding Real Estate Mortgage Investment Conduits (REMICs): A Strategic Guide What is a REMIC Investment In the complex landscape of real estate finance, institutional investors and specialized market participants often utilize vehicles known as Real Estate Mortgage Investment Conduits (REMICs). While the name may sound technical, REMICs are fundamental components of the secondary mortgage market,…

The Ultimate Canadian Mortgage Guide: Calculations, Affordability, and Strategy (2026 Edition)

The Ultimate Canadian Mortgage Guide: Calculations, Affordability, and Strategy (2026 Edition) Canadian Mortgage Guide 2026 For most Canadians, a mortgage is the largest financial commitment they will ever undertake. Whether you are a first-time homebuyer stepping into the market or an existing homeowner planning a renewal, understanding the mechanics of your mortgage is vital for…

Move Faster can recommend multiple different lending options for FREE, but is not affiliated with any particular licensed mortgage brokerage. Move Faster is not compensated for your mortgage. For informational purposes only. Always seek professional and/or legal advice.