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The 2026 National Pivot: From Rate Cuts to Renewal Reality
The 2026 National Pivot: From Rate Cuts to Renewal Reality Canadian Mortgage Renewals 2026 As Canada enters 2026, the national real estate conversation is shifting. While 2025 was defined by the Bank of Canada lowering its policy rate to 2.25%, 2026 will be the year millions of households face the “payment shock” of renewing pandemic-era…
Bank of Canada Holds Rate at 2.25%: What This Means for Mortgages in 2026
Bank of Canada Holds Rate at 2.25%: What This Means for Mortgages in 2026 Bank of Canada interest rate 2026 On December 10, 2025, the Bank of Canada (BoC) announced its decision to hold the policy interest rate at 2.25%. This move follows a year of cooling inflation and stabilizing growth, signaling a definitive end…
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